Payment Tutorial

Pre-Authorized Payments

Pre-Authorized Payments (PAP) allows you to have your bill payments automatically debited from your personal chequing or savings account.

pap-cheque-image

How to Share your Banking Information for Pre-Authorized Payments

A cheque from your financial institution will contain important bank information such as the name of your financial institution and your bank branch address.

  • Bank Name and Bank Address

  • Cheque Number

  • 5-Digit Transit Number

  • 3-Digit Financial Institution Number

  • Designation Number

    Included by some institutions.

  • Bank Account Number

    Varies in length depending on financial institution, typically 7 digits or more.

How to Get a Sample Cheque from your Financial Institution

If you don’t have a cheque, you can obtain a sample cheque from your financial institution. Most major banks allow you to view or download a sample cheque via online banking. Below are general steps to do so. These may vary slightly for each institution.
  1. Sign in to your online banking account.
  2. Select the account for which you would like a sample cheque.
  3. There is typically an option where you can select “View Account Details” or “Manage Account”.
  4. There is typically an option to select “Void Cheque”, Direct Deposit Info” or similar.
  5. Print or view the direct deposit form which will contain all the information that would normally be on a cheque (i.e. transit number, institution number, and account number).
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